You can also buy a third policy, one that is not affiliated with the manufacturer or seller of the car, both at the time of purchase and any time later.

Is this a vehicle you can drive you see? If so, ask the dealer if you can take it for a test drive. Once you've narrowed down your research, go home and research on the particular model you are considering.

Financial institutions usually require a deposit of at least 10 percent on a new car loan (but you can add more).

Kia stands by their products, they are a reputable company that manufactures reliable vehicles that are recalled immediately if there is a problem found in the overall operation of the vehicle.

It is our little meeting that if these companies provide no support for their products, and many will not be in business next year.